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Information for Maryland Homeowners Facing Foreclosure - Financial Regulation

If you have fallen behind on your mortgage payments, understanding the foreclosure process in Maryland can help you make better decisions while navigating through the system. There are reputable nonprofit organizations that assist homeowners who are trying to avoid foreclosure; beware of “mortgage relief” and foreclosure rescue scams by recognizing the signs before becoming a victim. There are also resources available that provide assistance to those facing additional financial hardships, like difficulty keeping up with utility bills.

Learn more about the Maryland foreclosure process, how to avoid foreclosure scams, and where to go for foreclosure prevention or other hardship assistance by clicking on the headings below. For links to state laws, forms and advisories, see our Maryland Foreclosure Laws and Industry Resources page.

The information provided on these pages is not intended to constitute legal advice. For guidance particular to your situation, please contact an attorney or housing counselor.

Call the Maryland HOPE hotline at 1-877-462-7555 to find a state-approved nonprofit agency that can provide individual guidance to homeowners facing foreclosure.

Foreclosure Brochure
Download our brochure, Foreclosure: What You Need to Know as a Maryland Homeowner
Also available en Español (Información para los propietarios de vivienda de Maryland)

Please contact the Consumer Services Unit at 410-230-6077 if you have questions about a foreclosure or would like to file a complaint against your mortgage company.