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Mortgage Loan Originators - Financial Regulation

Last reviewed or updated: October 3, 2023

Mortgage Loan Originator is an individual who for compensation or gain, or in the expectation of compensation or gain, takes a loan application or offers or negotiates the terms of a mortgage loan.  For more detailed information on this license type please proceed to the NMLS Resource Center.

License Requirements and Fees

Instructional Video
Mortgage Loan Originator MD License Renewal and Maintenance

This video highlights license renewal and maintenance for Maryland Mortgage Loan Originators. Keep your MLO license active and find answers to frequently asked questions with these tips from the Maryland Office of Financial Regulation.

Laws, Rules, and Regulations

Applicants and licensees are expected to be knowledgeable about and in compliance with the Maryland Mortgage Originator Law, and any other applicable State or Federal statutes, rules, and regulations. Maryland laws, rules, and regulations can be found by accessing the Annotated Code of Maryland and Rules and Code of Maryland Regulations (COMAR).  Certain relevant Maryland laws, rules, and/or regulations include (Note: this is not a comprehensive list):